Terms & Conditions

Last Updated: February 20, 2026

These Terms & Conditions ("Terms") govern your use of the Ruby Capital Group LLC ("Ruby Capital Group LLC," "we," "us," or "our") website and services. By accessing or using our website or communicating with us, you agree to these Terms.

Use of Our Website and Services

Our website and services are intended for lawful business purposes only. You agree not to use our website or services for any unlawful or prohibited purpose.

No Financial, Legal, or Tax Advice

Information provided by Ruby Capital Group LLC is for general informational purposes only and should not be considered financial, legal, or tax advice. You should consult with your own professional advisors before making decisions related to funding or other financial matters.

Eligibility

By submitting information to us, you represent that you are authorized to act on behalf of a business and that any information you provide is accurate and complete to the best of your knowledge.

SMS Terms & Conditions

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from Ruby Capital Group LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at mike@rubycapitalgroup.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Intellectual Property

The content on our website, including text, graphics, logos, and design, is owned by or licensed to Ruby Capital Group LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our prior written permission.

Limitation of Liability

To the fullest extent permitted by law, Ruby Capital Group LLC is not liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services.

Changes to These Terms

We may update these Terms from time to time. The "Last Updated" date at the top of this page indicates when these Terms were last revised. Your continued use of our website or services after any update constitutes your acceptance of the revised Terms.

Contact Us

If you have questions about these Terms & Conditions, you may contact Ruby Capital Group LLC at:

Ruby Capital Group LLC
Newark, NJ
Email: mike@rubycapitalgroup.com