Working capital tailored for real businesses

Direct lending solutions that move at the pace of your business.

Ruby Capital Group LLC helps business owners access flexible working capital and revenue-based funding without the red tape of traditional financing. Straightforward terms, responsive support, and funding built around how your business really operates.

24–72 hrs from approval to funding in many cases
Tailored programs built around your cash flow
Nationwide support for small and mid-sized businesses
Request working capital Explore funding options No obligation, no upfront fees.
What we do

Business funding with clarity and follow-through.

Ruby Capital Group LLC is a Newark, New Jersey–based direct lender focused on helping business owners access working capital to keep operations running smoothly and support long-term plans.

From short-term working capital to revenue-based funding, we work to understand your business and recommend options that align with your goals and cash flow.
Working Capital

Everyday capital for everyday operations

Access funds to manage payroll, replenish inventory, cover operating expenses, or bridge seasonal slowdowns without interrupting your business.

  • Funding designed to support ongoing business needs
  • Straightforward terms and transparent expectations
  • Options that align with your current revenue profile
Growth Initiatives

Capital for new opportunities and expansion

Use funding to upgrade equipment, launch marketing campaigns, expand locations, or take on new contracts with a partner who understands business growth.

  • Support for project-based and expansion initiatives
  • Flexible use of funds for qualified business purposes
  • Guidance from a dedicated funding specialist
Business Support

Service-focused support throughout the process

Our team remains available to answer questions, review options, and help you plan for what comes next, not just the funding you need today.

  • Clear communication from inquiry through funding
  • A relationship-focused approach to lending
  • Ongoing support for returning clients
Why Ruby Capital Group LLC

A funding partner focused on your business story.

Based in Newark, New Jersey, Ruby Capital Group LLC is built around a simple idea: business owners deserve a responsive, straightforward experience when they seek capital.

We listen first, then outline options in plain language so you can make confident decisions about your next step.

  • Dedicated specialists who understand small and mid-sized businesses
  • Options tailored to your industry, cash flow, and growth plans
  • Commitment to clear communication and responsible lending practices
Supporting business owners in Newark, NJ and beyond with practical funding solutions.